ࡱ> <   !"#$%&'()*+,-./0123456789:;Root EntryZ O2)1v=CONTENTS 4Object 1YnL -# 1v# 1vContents= to Sellers. As I am working for you! I WILL PERSONALLY PRESENT THE OFFER FOR YOU, IF AT ALL POSSIBLE!! 6) CONDITIONS: (standard clauses) BUILDING INSPECTION - As your home is a major investment, I recommend a building inspection by a certified building inspector. I have a list of local inspectors and you should call and check prices and credentials. INSURANCE - If a home has a wood stove or fireplace/insert. It will need to have an inspection to get home insurance! Wood Energy Technology Transfer (WETT) This is usually an addition charge with the general building inspection. If at all possible, I recommend the Buyer attend the inspection - to ask questions or address special concerns. We are in a rural community in many areas. There are community water systems , wells and lake intake for water sources. CMHC and your lender may require a Potability test. This insure that the water is safe to drink. Home inspection covers conditions of Structure, heating & cooling systems, plumbing & electrical systems, roof, basement and water. 7) COSTS: Conveyancer - closing costs for transfer of property into your name, you will need to appoint a lawyer or notary in British Columbia Taxes - Property tax from adjustment date to December 31. GST - if it is a new property , business (check on listing information form if applicable) Courtesy of Charlotte Jackson BC Property Purchase tax Legal Survey - may be required for CMHC Insurance ( completion date on ) Appraisal - may be required for financing Utilities ( hook up for Telephone, natural gas, & water) Moving expenses the agreement. Appliances are  as is where is no warranties or guarantees When we have completed this process, I will have a final offer to present to Sellers. As I am working foCHNKWKS 42TEXTTEXTFDPPFDPPFDPCFDPC FDPCFDPC"STSHSTSH$hSTSHSTSHh%SYIDSYID (SGP SGP "(INK INK &(BTEPPLC *(BTECPLC B( FONTFONTb(pEOBJPLC (4EOBJPLC )4TCD PLC :)STRSPLC N)HMCLDMCLD)PRNTWNPRf+KFRAMFRAM0uilding inspBUYERS GUIDE - Seven Steps 1) Get your banker or a mortgage broker to pre-approve you for a mortgage. They will confidentially discuss your financial situation and give you a price so that you will know the price range of the homes to look for. This will narrow your search and not be so confusing or disappointing when searching for the perfect home. 2) Choose an area you would like to live: consider schools, services, shopping, view, recreational facilities, and privacy. Drive around and look at other homes in the area, consider quality, surroundings & location to services If you can t drive around before hand, I have a package of brochures on the Shuswap area. This will give you a head start, if you are not familiar with the area. 3) I will sit with you and discuss your priorities and wants; then set up appointments to view homes. We will view at least 5 homes . Make notes of likes and dislikes on information sheet from each property. You may not find the perfect home! 4) When you find the home with the features you want most and decide to put in an offer. I will do research for you on what has recently sold in the area and will do comparison on List prices and selling prices or a CMA (comparative market analysis) 5) I will draft up an offer and go over all the details we need to consider: time, possession, completion, items to be included or not included, conditions to be considered - financing, inspection, insurance, title, property condition disclosure. At this point, we do not assume or go by verbal agreements that may have been made by Sellers or written on Listing information. All items should be written in the agreement. 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